• We are on a mission to move trillions in climate finance to communities delivering the biggest climate impact

Terraspect is building the financial infrastructure that makes this possible—transparent, programmatic, global.

When ecosystems thrive, climate resilience grows—and communities rewarded based on measurable outcomes.

If this resonates with you, join us and be part of the story.

- Founding engineer (Backend)

- Founding engineer (Full-stack

To stay below 1.5 °C, the world must finance nature at an unprecedented scale. That means the largest capital flow in history from the Global North to the Global South.

Terraspect makes that flow possible:

• Projects launch and scale faster.
• Communities gain financial inclusion and recurring income.
• Impact is real, not theoretical—payments tied to verified outcomes, not promises.

We’re not just another SaaS tool. We’re powering the infrastructure for planetary-scale ecosystem restoration—and better living conditions for humanity.

Most payment systems are stuck in the 80s—or designed for API-savvy companies in the Global North. We’re rethinking payments from first principles: conditional disbursements triggered by real-world data.

• We're not here to solve incremental optimisation problems. We change the physical world—tackling the most complex yet exciting challenge of our time: climate change.
• We care about real impact. Your work will move millions of dollars to tens of thousands of smallholders, Indigenous peoples, and landowners—often their first ever recurring digital income.
• We go where the impact is. Sometimes that’s behind a laptop, sometimes it’s in rural Ghana or the Philippines, where your product makes the difference. We already support millions in climate payments to 20+ countries.

• We learn from the best. Our advisors and backers include leaders who built the largest remittance platforms and frontier AI systems.

This is not another fintech. This is proving that the world can align financial incentives with climate action.

We’re a lean, ambitious team—small in number, big in impact. We ship fast, learn even faster, and aren’t afraid to get our hands dirty in the field.

• Raj grew up close to nature in India and Kenya, and over his life saw how lack of financial access tied to energy exclusion and land degradation. He personally saw the pain points of sustainable finance whilst working with a Kenyan impact fund earlier in his career. Most recently he built products to scale green bond issuance in the US and UK, and prior to this worked on mobile payments in Sub-Saharan Africa.
• Wilhelm grew up between fjords, Highlands, and rice farms. He previously built & scaled Revolut’s global payments product to $200B+ in volume to banks & mobile wallets. Whilst working in Southeast Asia, he saw how mobile penetration had transformed life after buying fruits from a rural Indonesian farmer using a Revolut QR code.

Since then, we’ve built a world-class crew of operators and engineers with experience from Stripe, Revolut, Palantir, Sendwave, Waymo, Goldman Sachs, MIT, IUCN and more. Between us, we’ve launched self-driving cars, scaled fintech unicorns, and built global payment systems.

Terraspect is backed by leading climate VCs and marquee angels who built some of the world’s most iconic companies: Uber, Google, Revolut, Watershed, and the largest remittance platforms on the planet.

They’ve seen the toughest problems—and they’re betting on us to build the rails for trillions in climate finance.

If this resonates with you, join us and be part of the story.‍

- Founding engineer (Backend)

- Founding engineer (Full-stack